Abu Dhabi
Asia
Moderate
High
€42,000–95,000 / year
Moderate to high
€20,000–70,000 / year for apartments
None
None
United Arab Emirates
The UAE is one of the world’s most dynamic expat destinations. Known for its safety, tax-free income, futuristic cities, and high standard of living, it attracts millions of professionals, entrepreneurs, and families from around the world.
Key advantages include:
- Tax-free income
- Extremely safe and clean cities
- World-class infrastructure and healthcare
- Thriving expat communities (over 85% of the population)
- Warm climate and modern lifestyle
- Global business hub with strong job markets
- Excellent connectivity for international travel
Essential First Steps for New Arrivals
- Visa and Entry – Common types: Employment, Investor, Freelancer, Golden Visa, Student, Family, Tourist (30–90 days)
- Emirates ID – Required for banking, healthcare, mobile contracts, renting, government services
- Register Your Address – Via UAE Pass or local authorities
- Open a UAE Bank Account – Requires passport, visa/entry permit, Emirates ID (or receipt), proof of address
- Healthcare Registration – Mandatory health insurance, usually provided by employers
Housing in the UAE
- Furnished/unfurnished apartments, villas, high-rise luxury residences, shared housing, gated communities
- Wide range from budget to ultra-luxury; deposits typically 5–10% of annual rent; rent often paid in 1–4 cheques
- Popular expat areas: Dubai (Marina, JLT, Downtown, Business Bay, Jumeirah, Arabian Ranches), Abu Dhabi (Al Reem Island, Saadiyat Island, Khalifa City), Sharjah & Northern Emirates (Al Majaz, Al Khan, Ajman Corniche)
- Practical advice: check AC systems, DEWA/utilities and cooling charges, commute times, gated communities for family amenities
Working in the UAE
- Work permits: employer typically handles work visa, residency visa, Emirates ID
- Employment standards: 40–48 hour workweek, Friday–Sunday weekend (varies), minimum 30 days paid vacation, end-of-service gratuity required by law
- Key industries: Technology and digital services, Finance and banking, Aviation and logistics, Tourism and hospitality, Real estate and construction, Healthcare, Education, Oil and gas (Abu Dhabi)
Financial Overview: Taxes and Income
- Income tax: none
- Other taxes: VAT 5%, corporate tax applies to certain businesses, municipality fees on rent
- Entrepreneurs and freelancers: Free zone companies, mainland companies, freelancer permits, investor visas, Golden Visa for long-term residency
Healthcare System
The UAE has high-quality healthcare: public hospitals, private hospitals, specialized medical centers. Most expats use private healthcare through employer-provided insurance. Residents choose clinics or hospitals; referrals may be required depending on insurance. Costs: public healthcare affordable, private healthcare high-quality, dental mostly private.
Transportation and Mobility
- Public transport: varies by emirate—Dubai (Metro, trams, buses, water taxis), Abu Dhabi (buses, taxis), ridesharing apps widely used
- Driving: international licenses accepted temporarily; local license required for long-term stays; roads modern and well-maintained; fuel inexpensive
- Domestic travel: excellent inter-emirate highways; affordable domestic flights (limited due to small size)
Culture and Society
Emirati culture emphasizes warm hospitality, respect for tradition, strong family values, rapid modernization, and multicultural coexistence. Social norms: dress modestly in public, respect local customs and religious practices, alcohol only in licensed venues, cashless payments extremely common.
Religion in the UAE
Islam is the majority religion. Large expatriate Christian, Hindu, Sikh, and Buddhist communities coexist. Religion influences culture, public holidays, and some daily practices.
Daily Life
Shopping: Carrefour, Lulu, Spinneys, Waitrose; prices moderate to high. Language: official Arabic, English widely spoken in business, tourism, and daily life. Digital services: UAE Pass (government services), online banking, mobile payment apps, smart city services.
Education and Family Life
- Schools: public (Arabic curriculum), private, international (British, American, IB, Indian, French), bilingual programs
- Childcare: nurseries, kindergartens, after-school programs; costs high but quality excellent
Community and Integration
Active expat communities in Dubai, Abu Dhabi, Sharjah, Ras Al Khaimah. Coworking spaces, clubs, and international groups widely available.
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